Top 5 Providers of Homeowners Insurance in Sausalito

Posted on: November 4, 2014 | By: Michael T. | insurance, Sausalito

Homeowners insurance Sausalito

With earthquakes, wildfires, floods and other catastrophes being a very real risk in California, it is essential that property investors in Sausalito purchase homeowners insurance. This is especially true if you are seeking a mortgage on your residence, which requires full coverage in the event of a disaster. When researching insurance companies, it is necessary to consider both reducing the price of your policy, and using the services of a reputable insurance provider.

Ideally, you want to find homeowners insurance companies that offer the most comprehensive coverage, as well as the most competitive discounts. According to the Insurance Information Institute, prices can vary quite radically. It is wise to research the different policies on offer, and make a concerted effort to qualify yourself for the discounts available. For advice on how to ensure your property meets the requirements for reduced rates, contact Allied Restoration Company on 415-529-5637.

There are hordes of companies offering homeowners insurance, and finding the right provider for you can be a challenge. Consumer’s Checkbook has an extensive website available, listing all insurance providers catering to the Sausalito area, along with complaints and praise they may have received. The number of carriers listed can be a mite overwhelming, so we have done the research for you. These are the top six insurance providers in Sausalito:

insurance-carriers1. Allstate

There are different variables that affect insurance premiums. Allstate allows you to monitor these aspects with their Premium Gauge and smartphone app options. They offer various enhanced features, making them the third ranked insurance company in California.

2. California State Automobile Association

Affiliated with AAA, the CSAA Inter-Insurance Bureau is the fourth largest provider of insurance to Sausalito homeowners. They have a wide array of discounts on offer for multi-policyholders, as well as convenient tools for online quotes and claim management.

3. Fire Insurance Exchange

In a bid to keep prices down and maintain healthy competition, Fire Insurance Exchange is owned entirely by its policyholders. Over the last decade and a half, they have issued the second highest number of home insurance policies in California.

4. State Farm

With easy-to-use claim management tools, State Farm ensures homeowners get maximum discounts through their Discount Double Check feature. This is a well-known insurance company, and their Premier Service Program allows you to find reputable contractors.

5. AAA

Possibly the largest automobile insurers in the world, AAA also offers homeowners insurance, with attractive discounts for their members. They are leaders in the insurance industry and there are a variety of insurance options to choose from.

Getting the best coverage, and the most lucrative discounts, for homeowners insurance is a continual process. It is recommended that you evaluate your options annually to ensure you are gaining the most benefit. Insurance companies in Sausalito are expensive because of the high-risk of property damage, making it wise to invest in optimizing your residence for discounts. Call Allied Restoration Company today on 415-529-5637, for advice on how to decrease your homeowner’s insurance premium.