important questions to ask your insurance company during a fire, water, or disaster claim

These are questions we suggest you ask your insurance company.
It is preferable to request the answers to these via
email so that you have documentation that may be
referred back to at a later time.

Download questions you should ask your insurance company regarding your property damage claim

1.Is my claim covered?
2.What if my loss exceeds my policy limits?
3.Are there exclusions in my policy which apply to this claim?
4.Will my insurance company pay all the necessary costs I incur to put my home back the way it was?
5.Can I choose the contractor to perform the needed repa
irs to my home? (If not, why?)
6.Is there anything you can tell me that will help to settle this claim?
7.When can I expect the first check (and how much will it be) and when will the remaining checks be issued?
8.What if the total of all of the checks is not enough t complete repairs?
9.Are you authorized to settle my claim? (Obtain a name, title, phone number, and email of the person that is authorized)