Download questions you should ask your insurance company regarding your property damage claim
- Is my claim covered?
- What if my loss exceeds my policy limits?
- Are there exclusions in my policy which apply to this claim?
- Will my insurance company pay all the necessary costs I incur to put my home back the way it was?
- Can I choose the contractor to perform the needed repairs to my home? (If not, why?)
- Is there anything you can tell me that will help to settle this claim?
- When can I expect the first check (and how much will it be) and when will the remaining checks be issued?
- What if the total of all of the checks is not enough t complete repairs?
- Are you authorized to settle my claim? (Obtain a name, title, phone number, and email of the person that is authorized)