Flood Insurance | How Do Policies Differ

Posted on: January 15, 2015 | By: Michael T. | balboa terrace, california, clean up, commercial water damage drying, condo water damage drying, contaminated water damage, Corte Madera, corte madera CA, damage mitigation, damage to personal property, dehumidification, descicant dehumidifers, dry standard, drying buildings, drying carpet san francisco, drying flooring san francisco, drying water damaged things, E-coli water damage, Emergnecy Services, fairfax california, flood caused by broken pipes and earthquakes, flood clean up, flood damage clean up, flood prep, flood repair and drying, Flooding, flooding electrocution, floods & Rising Sea level, floor drying techniques, Mill Valley

How Do Flood Insurance Plans Differ When It Comes to Flooding? 

There’s no doubt about it: Insurance is a necessity for homeowners. As a part of regular life, dealing with insurance companies in some fashion is unavoidable.

Novato Water Damage Clean UpFor those who have experienced floods, fires or other disasters, having a supportive insurance company can make all the difference. But when it comes to flooding, not all insurance companies are alike.

If you have recently experienced a flood, you know response time is critical. For water and flood damage repair in San Francisco, contact the experts at Allied Restoration Co. With timely response and professional water extraction and drying techniques, we can act quickly to reverse the damage on your home. Contact us for a free quote at 415-529-5637.

Is Flood Insurance Necessary?

The answer to this question largely depends on how prone a particular area is to flooding. What’s important to keep in mind is that flood insurance not only covers water extraction; it also helps pay for issues related to floods such as dry rot and mold.

Floods in the home can potentially cause greater stress on plumbing systems in the house. It’s not unheard of for pipes to weaken—and possibly even rust or burst—as a result of a serious flood. Additionally, the flood may cause sewage backups and clogs, especially if groundwater is a contributing factor.

What Makes Flood Insurance Different?

Sometimes, homeowners aren’t fully aware of what their insurance plan does or does not cover. Depending on the money a homeowner has available, he or she may settle for a plan that could ignore some critical areas.

To be fair, it is not always necessary to get every possible form of coverage. Flood insurance, however, is one that should never be overlooked.

As Houselogic.com suggests, insurance policies concerning floods can be somewhat confusing. Many insurance companies will cover water damage when it comes from rain falling directly into the house; however, if water from an overflowing river or flooded street enters the home, a typical insurance policy may not cover the damage.

Flood Repair for Homes in San Francisco

If you are a homeowner concerned about flooding in San Francisco, contact Allied Restoration Co. today. Whether you are in need of immediate flood repair services or require mold testing, dehumidification or property restoration, our team of experts is ready to help. Call us today at 415-529-5637 to schedule a visit.