Storm Damage Repair
From roof leaks and wind damage to flooding and fallen trees — emergency board-up, water extraction, and complete restoration, documented for your insurance claim.
📞 (415) 529-5637Storm Damage Repair Across the Bay Area
Bay Area storms bring a specific combination of problems: atmospheric river rainfall that overwhelms drainage, high winds that lift roofing and topple trees, and saturated ground that pushes water into crawl spaces and basements. The damage is rarely just one thing — a wind-lifted shingle becomes a roof leak, which becomes a ceiling collapse, which becomes mold in the wall cavity.
Allied Restoration handles the full arc of storm damage: emergency stabilization to stop further damage, water extraction and structural drying, and complete reconstruction — all documented for your insurance carrier from the first call.
What to Do Immediately After Storm Damage
The steps you take in the first few hours meaningfully affect both the damage and your claim.
- Safety first. Stay away from downed power lines, standing water near electrical systems, and any structure that looks compromised. If the roof or ceiling is sagging, get out.
- Document before you clean up. Photograph and video everything — exterior damage, interior damage, standing water, damaged contents. This is the single most valuable thing you can do for your claim. Adjusters pay for what is documented.
- Prevent further damage. Most policies obligate you to mitigate. Emergency tarping and board-up are typically covered as required mitigation — and failing to do them can jeopardize coverage for damage that follows.
- Report the claim promptly. Delayed reporting is one of the most common reasons claims get reduced or denied.
- Do not throw anything away until the adjuster has seen it or you have thorough photo documentation.
- Call for professional water extraction. Water that sits becomes mold within 24 to 48 hours. Speed here directly reduces your total loss.
Our Storm Damage Response
Storm work has a specific sequence, and doing it out of order costs money.
- Emergency stabilization. Board-up of broken windows and openings, roof tarping to stop water intrusion, and site security. This stops the bleeding.
- Water extraction. Standing water comes out immediately. Every hour it sits, it spreads further into materials and closer to mold.
- Structural drying. Air movers and dehumidifiers pull moisture out of the structure — walls, subfloors, and cavities — monitored daily until materials hit documented dry standard.
- Damage assessment and documentation. Full scope with photos, moisture readings, and Xactimate estimating, submitted directly to your carrier.
- Mold prevention. Because storm water is often Category 2 or 3, antimicrobial treatment and proper material removal prevent the secondary loss that follows so many storm claims.
- Reconstruction. Roofing, drywall, flooring, paint — returning the property to pre-loss condition.
Types of Storm Damage We Handle
| Damage Type | What It Looks Like | Why It Escalates |
|---|---|---|
| Roof and wind damage | Lifted or missing shingles, damaged flashing, punctures from debris | A small breach lets water in with every subsequent rain — often unnoticed until the ceiling stains |
| Water intrusion | Ceiling stains, wet walls, soaked insulation | Water travels far from the entry point; the visible damage is usually a fraction of the actual damage |
| Flooding and rising water | Standing water in basements, crawl spaces, ground floors | Almost always Category 3 (contaminated) — requires professional decontamination, not just drying |
| Fallen trees and impact | Structural breach, broken windows, roof penetration | Creates an open structure exposed to weather until stabilized |
| Crawl space and foundation water | Standing water or saturated soil under the home | Feeds mold and wood rot in the joists and subfloor above — often invisible for months |
Storm Damage and Your Insurance Claim
Storm claims are among the most commonly underpaid, and the reason is almost always the same: the hidden damage never gets documented.
An adjuster pays for what is in the scope. If the scope only captures the visible ceiling stain and not the saturated insulation, the wet wall cavity, and the compromised subfloor above it, that is what you get paid for — and you discover the rest later, out of pocket.
- Wind and rain intrusion through sudden roof damage is typically covered by standard homeowners policies.
- Rising external floodwater is usually NOT covered by homeowners insurance and requires separate flood insurance — a distinction that surprises many property owners.
- Fallen trees are generally covered when they damage a covered structure.
- Gradual leaks and deferred maintenance are excluded — which is why prompt reporting and documentation of a sudden event matters so much.
We document the full scope — including moisture readings that prove hidden damage — and submit it in Xactimate directly to your carrier. That documentation is what separates a fully-paid claim from an underpaid one.